IFSC Code Finder
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About IFSC, MICR and RTGS
What is an IFSC Code?
IFSC is short for Indian Financial System Code and represents the 11 digit character that you can usually see on your bank’s cheque leaves, or other bank sponsored material. This 11 character code helps identify the individual bank branches that participate in the various online money transfer options like NEFT and RTGS.
IFSC (Indian Financial System Code) is a 11 digit code provided by RBI(Reserve Bank of India) for identifying individual bank branch in India. This code is used by RTGS and NEFT. The code is of 11 characters. The first part is the first 4 alphabet characters representing the Bank. Next character is 0(zero), this is reserved for future use. The branch code is the last six characters
Format of an IFSC Code
How does IFSC code work in Banking?
IFSC code is an eleven-digit number used by the Indian financial system and helps various kinds of money transfer systems to locate the branch of the account holder. By using this code one can transfer funds by IMPS, NEFT and RTGS.
What is a MICR Code?
MICR (Magnetic Ink Character Recognition) is a printing technology used to print alpha-numeric details. MICR Code is printed on cheques and they let cheque processing, easy.
What is RTGS?
RTGS (Real Time Gross Settlement) is a fund transfer system used to transfer money from one bank to another. This gross basis transfer is a real time transfer system. Minimum amount can be transferred is Rs.2,00,000. Fees are applicable.